Money Tree (Pachira aquatica)

The braided-trunk good-luck plant — easygoing, pet-safe, and forgiving as long as you don't drown it.

By Plant Care DB Team · Updated June 7, 2026

💧 Watering calculator

Water your Money Tree about every 10 days. Always check that the top inch of soil is dry first — when in doubt, wait.

🪟 Will Money Tree thrive at my window?

🩺 What's wrong with my Money Tree?

What is a money tree?

The money tree (Pachira aquatica) is a tropical wetland tree, sold as a houseplant with several young trunks braided together. It’s associated with good luck and feng shui, grows happily indoors, and — unusually for a popular houseplant — is pet-safe. The braid is purely decorative, done while the trunks are young and pliable.

How much light does a money tree need?

Bright, indirect light is the sweet spot. It tolerates medium light but grows slowly and may get leggy. Keep it out of harsh, direct midday sun, which scorches the thin leaflets. Rotate the pot every week or two so it grows evenly rather than leaning toward the window.

How often should you water a money tree?

Water about every 1–2 weeks, letting the top inch or two of soil dry out first. The trunk stores water, so the plant handles a missed watering far better than soggy soil. Yellowing leaves are the classic sign you’re watering too often.

Are money trees safe for cats and dogs?

Yes — the ASPCA lists the money tree as non-toxic to cats and dogs, making it a great pick for pet households. Eating a large amount of any plant can still cause mild, temporary stomach upset, but there are no toxic compounds to worry about.

Why is my money tree dropping leaves?

Money trees dislike change. A move to a new room, a cold draft, or an erratic watering routine can all trigger leaf drop. Settle it into a stable, bright, draft-free spot and water on a steady schedule, and new growth usually follows.

Frequently asked questions

How often should I water a money tree?

About every 1–2 weeks — let the top inch or two of soil dry out first. Money trees store water in their trunks and are far more sensitive to overwatering than to drought.

Are money trees safe for cats and dogs?

Yes. The ASPCA lists the money tree (Pachira aquatica) as non-toxic to cats and dogs. As with any plant, eating a lot can still cause mild stomach upset.

Why is my money tree dropping leaves?

Usually a reaction to change — a new spot, a cold draft, or uneven watering. Money trees like stability; keep it in a steady, bright, draft-free location and water on a consistent schedule.

Why are my money tree's leaves turning yellow?

Almost always overwatering. Let the soil dry out more between waterings and check that the pot has good drainage.

Sources